Timing Is Everything

Today, Bill, a friend of mine (43 years old) becomes a father. His wife just delivered a very healthy baby boy of 3.2 kg in weight. I am very happy for him because the couple's wish eventually cames true after 4 years of marriage.

When the son reaches age 20 for university education, Bill will be age 63. By then, he probably would have retired from his employment. He and his wife probably will live on with his retirement fund or EPF.

Malaysian survey shown that most EPF contributers use up their savings in merely three years after reaching age 55. I hope Bill's savings can keep him financially healthy and physically healthy when his son is 20.

Timing is simply EVERYTHING !!

If I Could Turn Back The Clock

If I could turn back the clock, I would have bought a Merz E-200, I could have earned a million, I could have taken up a Electrical Engineer Degree and the list goes on...

There is no way one can turn back the clock, but we can make a new beginning. The close of 2007 brings a new beginning of a new year. Whether we had a successful 2007 or not is no longer important. The important task is how we are going to make 2008 a year that we can progress towards our worthwhile goals.

2008 will be another year of abundance, if only we sow your seeds now. Start now and start fast !!

You Think You Are Rich?

Hi Friends.... You think you are rich?
I read this somewhere and I want to share it with you -
"The richest man is not the one who has the most, but the one who needs the least."
There is truth in this statement. If you think you are rich, there are people out there richer. If you think you do not need more, you are rich.
So you think you are rich?