Golden Age

Todd recently retired from his employment at age 57. I have the opinion that he should have a lot of time to do those things he could not do when he was in his employment, like traveling and enjoying life.

Todd said, "On the contrary, now I am not able to do a lot of the things you think one should do at retirement."

"I have to live with the RM230,000 EPF I saved, I am a heart patient and a diabetic patient. I cannot eat some of the 'good food'. I cannot travel much as I
get tired easily. I have to make choices. I have to choose my lifestyle base on the money I have saved with EPF."

One can only enjoy his golden age if only he has time, money and health. Don't live your life in regrets.